Add up accounts held in different currencies and see your total in one — plus how much of your wealth sits in a currency that is not the one you spend.
Across 3 currencies
Share of your net worth in a single currency
Units per 1 EUR. Indicative rates from 2026-08-01 — edit them to match your own.
If you hold assets abroad, your net worth moves for two reasons: what the assets do, and what the currency does. A flat year for a US portfolio can look like a good year or a bad one to a European holder depending entirely on the exchange rate, and the two effects are easy to confuse.
The exposure figure is the one worth watching. Currency risk is not a problem in itself — it is a problem when most of your wealth sits in a currency you do not spend, and you are close to needing the money. Far from retirement it usually matters less than the cost of hedging it.
The rates here are a fixed snapshot you can edit, which is fine for a one-off sum and useless for tracking. Totala keeps rates current and converts every account automatically, so the total is right every time you look at it rather than every time you update a spreadsheet.
A number today is nice. Watching it grow month after month is what builds wealth. Track it free with Totala — no bank connections, your data stays yours.
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