Understand your wealth trajectory
A free net worth tracker for multi-currency portfolios — no bank connection, no subscription.
Totala is a privacy-first wealth dashboard for investors. Track net worth, portfolios and dividends — and see exactly when you'll reach your financial goals.
The dashboard
One number, and the story behind it
Your net worth, month by month, with the growth broken into the part you saved and the part the market did. Most trackers show you a total. The interesting question is which half moved.
- Contributions separated from market movement
- Momentum, runway and time-to-goal, updated every month
- Custom dashboard sections built from any portfolio or asset
The monthly review
A minute a month, and the numbers are right
Instead of a bank connection that quietly breaks, Totala asks you to confirm your balances once a month. Anything unchanged is one click. The result is a history you can trust, because you put it there.
- No bank logins, no aggregator, nothing to leak
- Covers what aggregators miss — property, pensions, private holdings
- Works offline; installs as an app on phone or desktop
Portfolios
Several portfolios, several currencies, one total
Keep each account in the currency it is actually held in. Totala converts at the right rate for each month, so changing your display currency re-denominates five years of history rather than breaking it.
- Stocks, funds, crypto, property, pensions, options and cash
- Automatic exchange rates and market prices
- Import from DEGIRO, Interactive Brokers, Revolut or any CSV
Planning
See when you get there
Set a net worth or dividend income target and Totala estimates the date from your own history, not a generic assumption. FIRE number, Coast FIRE and financial runway come from the same figures.
- Projected date that moves as your real balances move
- FIRE, Coast FIRE and runway on one dashboard
- Compare scenarios side by side
Everything else it does
Track All Your Assets
Banks, brokerages, crypto, real estate, pensions and cash. All assets in one place, across multiple portfolios.
Multi-Currency Portfolios
Track assets in any currency. Totala automatically converts values so your net worth stays accurate.
See Your Progress
See how your wealth grows over time with clear charts and contribution vs market insights.
Plan Your Future
Set net worth or dividend goals and see your estimated time to reach them.
Custom Dashboard
Build your own dashboard sections. Create custom charts combining any of your portfolios or assets.
Stay in Control
Manual tracking means accurate data, no broken bank connections, and full privacy. Export your data anytime.
Simple by design
- 01
Add your portfolio
Enter balances or import transactions.
- 02
Confirm balances monthly
Keep your numbers accurate with quick monthly confirmations.
- 03
Watch your trajectory
See progress, momentum and time-to-goal.
Free financial tools
No sign-up. No bank logins. Just answers — try a calculator in seconds.
Net Worth Calculator
Add your assets and debts to see exactly where you stand.
Net Worth Percentile
See how your net worth ranks against US households your age.
FIRE Calculator
Find your FIRE number and how many years until you can retire.
Coast FIRE Calculator
See if you can stop contributing and still retire on time
Savings Rate Calculator
What share of your income you keep — and what it means
Compound Growth Calculator
Project an investment forward, in today's money
Multi-Currency Net Worth
Add up accounts held in different currencies
Common questions
- Why doesn't Totala connect to banks?
- Automatic connections break often and require sharing financial credentials. Totala keeps things simple and private.
- Isn't manual tracking more work?
- Most users update balances once a month. It takes less than a minute and keeps your numbers accurate.
- Can I export my data?
- Yes. Totala always lets you export your data. You're never locked in.
Start tracking your path to financial independence
Free. Private. No account required to start.