Your data, on your device

What is stored where

Your portfolio lives in your browser’s local database. It works with no connection at all — you can add accounts, confirm balances and read every chart on a plane.

If you create an account, the same data is also stored on the server so a second device can see it and so a lost laptop is not a lost history. That is the whole reason accounts exist.

• Local-first: the app works fully offline
• Installable as an app on phone or desktop
• Sync is what an account buys you, not a condition of using it
• Full export at any time, in a portable format

There are no bank credentials to leak

Totala never asks for a bank or brokerage login, so there is nothing of that kind in the system to be exposed. This is worth being precise about rather than smug: modern open-banking connections in some countries use bank-hosted authorisation rather than handing your password to a third party, and those are meaningfully safer than the screen-scraping approach they replaced.

The trade-off is still real, though. An aggregated connection is a standing permission to read your accounts, held by a company you did not choose and cannot easily audit. Manual entry costs you a minute a month and removes that entirely.

What we do not do

• No advertising
• No selling or sharing of your financial data
• No third-party analytics on your balances
• No lock-in — export and leave whenever you want

Common questions